Step 1: Create money out of thin air.
Step 2: Loan out money for profit.
Step 3: Collect loans.
Step 4: Destroy money that you just loaned out.
Step 5: Keep profit from loans.
Alternatively, skip steps 3 & 4 and plan on never being repaid, since the money wasn’t real in the first place.
Seems ethical. What if we could all do this?